Friday , April 23 2021

Rise Insurance Premiums … The Month represents a plan to reject a National Pension Plan



President Moon Jae has ordered the government to revise the national pension reform plan prepared by the Ministry of Health and Social Welfare on July 7th. He said he offered a negative opinion of the "premium increase" included in the reform law.

After receiving reports on the National Pension Reform Proposal, Park said, "I'm not in line with the pension reform rules the public is thinking," and added: "Correct or supplement national opinion so that it can be broad and faithful." He said.

Spokesman Cheong Wa Dae Kim said, "President's instructions are not a simple review, but a complete review." Kim said, "I think the premium does not match the level of public opinion at national level," the reporter asked, "Do you see that Mr. Moon recently solved the issue of national retirement payments, raised the replacement rate, and added a premium?" He replied. The Ministry of Health and Social Welfare reported two packages aimed at boosting revenue: ▶ 45% replacement rate – 12% premium ▶ rate of 50% change of income – 13% premium rate and the "40%" income replacement rate – a 15% premium one known. The current premium rate is 9% lower than 3% and 6% higher. No matter which plan you choose, you will need to double your premium rate. The current government puts more emphasis on revenues than on financial stability. The moon pledged to raise the replacement rate to 50 percent in the presidential campaign debate last year. At that time, President Moon said, "There is a plan that can raise the national rate of retirement without any premium increase." It has been argued here to reject the rejection of premium increases per day. However, expert A who asked for anonymity said, "We raised the premium rate, but we talked about 12-13%, and 15% and 16% felt burdened by the report."

Meanwhile, President Moon has repeatedly emphasized the "national consensus" as a precondition for retirement reform, this time highlighting the level of public opinion. Citizens prefer to raise the rate of exchange (pension and income ratio) but not increase the premium. It appears that the president has failed to increase insurance premiums in such a situation, and pension reforms are raised even more times. In addition, public publics have never welcomed national pension reforms to the east and west.

In addition, the president's promise to increase the replacement rate to 50% is that even if premium increases are still necessary, even if the premiums are avoided, the president of the welfare state, the outbreak of pension reform debates has been blocked. "He added," I am concerned about the presidential perception of the problems and solutions of the current national pension system. "

We can not postpone further premium increases. According to the results of the fourth financial calculation of rent issued in August this year, the funds were drawn from exhaustion from 2061 to 2057 due to low fertility and aging. To retire afterwards, 24.6% of income (29% in 2088) must be paid as a premium. In 2007, pension reforms had to increase the premium to 12%, and the company adopted a relatively simple way of reducing the rate of exchange from 60% to 40% while remaining insensitive to rebellion. The result continues 10 years later.

Submission to the National Assembly has also been postponed. Spokesman Kim says: "I hold the National Assembly's report at the end of November, but I do not think we will discuss the schedule with the National Assembly if it takes longer."

Lee So-hee, journalist Moon Moon Hee [email protected]



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