Saturday , April 17 2021

Does the "refrigerators" miss a fee?

  • Polish regulations do not prescribe the use of seasonal tires in winter, but their absence may affect the amount of motorway fees
  • Another problem is the lack of winter tires in the case of AC security

In Poland, for several years now, he has been discussing the introduction of the winter or winter season's commitment for all seasons. So far, none of this, because previous ideas that appeared in the Sejma Committees were very unfortunate and were more confusing than the goods. In addition, with current temperature fluctuations in the winter period, determining rigid frames for the use of winter tires is at least problematic.

In addition, we do not recommend driving during frost and snow on summer tires. That is the ultimate stupidity and irresponsibility. However, while in Poland drivers are not jeopardizing any legal consequences, then in other European countries, the summer expedition on summer tires may end up in the mandate.

In many European countries this requirement will come into effect on November 1st. To leave the tire replacement tires are already in force in Austria, Croatia, the Czech Republic, Estonia, Finland, Germany, Norway, Romania, Slovenia, Sweden and Lithuania, Latvia and Slovakia.

What is threatened by the lack of "cold cuts" of drivers in the EU

The credentials list for this work is very diverse. For example, the Austrian was sentenced to only 35 euros for lack of winter tires, but if the police think his vehicle is a threat to other users, the potential mandate increases to an excess of 5,000 euros.

In Germany, we will pay up to 120 euros due to the lack of "cold cutting". A little less, for a 2,000 crown mandate (about 350 zlotys), we are threatened in the Czech Republic, provided that we will, however, catch winter tires when snow or ice falls on the road.

AC – The lack of winter tires can be serious negligence?

However, in countries where cold weather is required, you have major problems with obtaining compensation in the event of a traffic accident. For example, in the event of an accident, the Austrian driver's insurance due to the lack of winter tires will be considered invalid, and the Czech police can be considered a driver's accident that obviously translates into the possibility of obtaining insurance.

In Poland, when applying for autocapital compensation, the terms agreed in the contract under which the insurer assumes responsibility are crucial. In the case of voluntary AC insurance, the scope of protection and the basis for the payment of benefits are described in detail in the General Insurance Terms (GTC).

Even if the contract does not contain clearly defined tire adjustments on weather conditions, this does not mean that the driver does not have to do this. Such behavior can take the insurer into account as a gross negligence, and as a basis for reducing the level of compensation – explains Jakub Nowiński of the Superpolis Ubezpieczenia agency.

Tires do not affect third party liability and assistance

When we request compensation from a compulsory MTPL, the situation is different. In this case, insurers do not have the freedom to define protection rules. All issues are regulated by the Mandatory Insurance Act.

It is similar to the use of aid provided under transport aid. The driver can count on the insurer's support, even if the damage is caused by the lack of tires fitted to road weather conditions that prevail over the road. However, both cases should not be treated as an incentive not to replace the tires!

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