Tuesday , June 15 2021

Interest rate lending, 100 thousand TL 37 thousand TL pocket remained

On August 13, the dollar saw 7.22 pounds at midnight. With the measures taken by the economy, the exchange rate has decreased by 34.4 percent in the last two months to 5.35. The withdrawal of Kurds opened the door of cheap credit. Banks do not expect a decision to reduce the interest rate of the central bank, and this drop in the rate is reflected in loans. As of 1 November, banks began to publish current interest rates on all loans from residences to their needs.

PEŞ PEŞE reductions

According to news in the mail, one of the banks that cut the interest rate on the loan is Akbank. The bank has reduced the interest rate on 100,000 lire mortgages from 2.89 to 2.75, followed by 2.69 at 2.59 for 120 months. This is a person who attracts housing loans at a monthly rate of £ 271, with a total interest rate of 32,000 588 pounds being lowered. Again in the period of 12 to 24 months, between 30-50 thousand TL interest rates on consumer credits (insured) were 2.95 to 2.9, 36 months to 2.75 years.


Garanti Bank reduced its 5-year and 10-year mortgage rates from 2.55 to 2.40 and 2.34 on November 6. The interest rate on consumer loans fell from 2.73% to 2.72%. In the first two months, ING Bank has also increased the housing loan rate to 2.45 to 2.09, while consumer credit has been reduced from 2.90 to 2.49-2.29.


Yapı Loans reduced interest rate on EUR 2.78 for a 36-month loan of 50 thousand TL. In the fifth and ten-year mortgage loan, the interest rate ranged from 2.50 to 2.52, down to 2.33 percent. Public Bank Vakıfbank also lowered interest rates on loans at 2.70 to 2.50. Interest on housing loans is 2.09. Ziraat, on the other hand, keeps the rate of housing loan at 1.98 percent.


The bank's interest rate on consumer loans from 3.07 to 2.90 to 2.72-2.29 and from 3.10 to 2.50 to 2.30 to 2.09 will reduce costs. So, two months ago, the bank had an average of 2.90 to 50.000 pounds of citizens using the 205 pound monthly installment, the total cost at the end of 36 months would fall to about 7,000 pounds. In a 100,000 pounds sterling mortgage loan of 311 pounds, the total payout of 36,000 pounds at the end of 120 months falls.

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